What Is a Credit Union?
Credit unions are different from other financial institutions. We are member-owned, not-for-profit cooperatives. Our income, after expenses and reserves, is returned to members in the form of lower rates on loans, higher dividends on savings and many no-fee services. More than 87 million Americans belong to Credit Unions.
|Not-for-profit cooperatives||For Profit|
|Owned by members||Owned by outside stockholders|
|Operated by volunteer boards||Run by paid boards|
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