Monthly Archives: January 2011

A Home Equity Loan May Be the Smarter Way to Borrow Money

If you have available equity in your home, consider  a BrightStar Credit Union Home Equity Line of Credit. We are running a special offer now with a rate as low as 2.99% APR for the first 6 months of your new loan. There’s no application fee, no annual fees, no closing costs—which is a savings of up to $1200. Plus the interest you pay may be tax deductible. (Consult your tax advisor for details.) You could qualify to borrow up to 80% of the equity in your home. Think of what you could do with the extra cash–make home repairs, consolidate bills, pay tuition, take a trip and so much more. Visit our website for more details.

Want Your Tax Refund Faster?

Have it Direct Deposited to Your BrightStar Account.

Don’t wait for snail mail. Direct Deposit to your BrightStar CU account is the faster and safer way to receive your tax refund. Taxpayers who choose Direct Deposit can get their refunds much quicker. More than 73 million taxpayers chose Direct Deposit in 2010. It’s secure and eliminates the possibility of your refund check being lost, stolen or returned to the IRS as undeliverable.
To have your tax refund Direct Deposited to your BrightStar account, use the following information on your tax forms:

  • The BrightStar CU routing number is 267078299.
  • Make sure to select correct account type – Checking or Savings. 
  • Your Checking account number is the 13 digit number that appears on the bottom of your checks, after the routing number.
  • If you prefer funds to be deposited to your Savings account, the numbers will be your member number followed by your 2 digit account suffix/type, exclude any leading zeros or dashes
  • If you don’t know your suffix, call us, check your statement, or view your suffix using Online Banking.

Share your Credit Union for a chance to win $500 for you and a friend.

BrightStar is awarding $500 every month in 2011 to a pair of winners in our Share the Love Member Referral Sweepstakes—that’s $250 each for you and a friend. To enter, simply refer a friend, family member or co-worker for BrightStar membership. Once they join, you’ll both be entered in our monthly drawing. The more members you refer, the better your chances of winning. Plus, your entry will remain in the drawing every month (if not selected) which increases your chances to win!

 To get a member referral card and read the rules, visit

 BrightStar offers many great money-saving products and services. Don’t keep them all to yourself. Share the benefits of Credit Union membership with your circle of friends. Help us spread the word!

With Your Help We Raised $1,000!

 BrightStar’s latest fundraiser was a success! We partnered with the Broward County Council of PTA’s Anne Murray Clothing Bank, which provides thousands of students each year with school clothes. Member donations plus BrightStar’s matching funds totaled $1,000. Thank you to everyone who donated. Well done!

 Here’s a direct quote from Rene Grutman, VP of Education and Partnership Chair with Broward County Council of PTAs: We’re so thankful. The Credit Union is always there for us. This money will go to good use—directly helping needy students here in Broward County.”

Dr. Martin Luther King Jr. Holiday

Our offices will be closed on Monday, January 17 for Dr. Martin Luther King Jr. Holiday.  Online & ATM Services + Call24 will be available.

What Are You Doing to Save Money in 2011?


Across the globe, millions vow to kick bad habits and improve themselves in an effort to make this year better than the last. According to the web site, SAVING MONEY is the fourth most popular New Year’s resolution of 2011. is a nifty site that can help you stick to your resolutions. Don’t forget that BrightStar has great savings options–from savings and WISH accounts to money market accounts, CDs and IRA’s. What are you doing to save money in 2011? Let us know.

BrightStar’s Financial Empowerment Team Out in the Community

BrightStar’s Financial Empowerment Team was at an annual local Adolescent Conference in December talking about the ABCs of personal finance and money management. The event was hosted by the Alumnae chapter of Delta Sigma Theta Sorority, check it out