Monthly Archives: February 2015
Target, Home Depot, Visa and MasterCard are some of the companies that experienced hacking breaches in the past few years. If you need a refresher course Target hackers stole about 40 million debit and credit card numbers and personal information; Home Depot hackers installed custom-built malware on its self-checkout systems as well as stole 53 million email addresses.; Visa hackers exposed more than 20 million accounts while the MasterCard hackers opened 13.9 million accounts. With today’s hacking breaches it’s hard to trust that your information will stay secure anywhere you shop. BrightStar Credit Union wants to help protect your money and your identity with our newest financial presentation Fraud in Florida-Keeping your Money Safe beginning in March. For dates and locations click here. But until then these tips will help you feel more secure and make your money more secure.
Avoid Suspicious Websites
When an unknown company’s website is offering a deal that is too good to be true, it most likely is. Beware of businesses that have a lousy website design or multiple pop-up windows. U.S. News and World Report suggests in order to stay safe by shopping with big-name retailers. If you are shopping from a smaller retailer look for familiar payment systems, such as PayPal.
Don’t Give Your Information to Strangers
This may seem like a no-brainer but it’s easy to be fooled. Many times hackers will call pretending to be an official from your credit union or bank to ask you information about your account. To verify that they are talking to the accountholder they will ask for personal information like your social security number, your account number or your debit/credit card number. DO NOT GIVE IT TO THEM. Your credit union/ bank should already have that information. Instead hang up the phone and call your financial institution personally to report the fraudulent activity.
Remember: There is NO Sure Thing in Investing
If you have someone, whether it’s a friend, a family member or a complete stranger, talking to you about a low-risk, high-return investment opportunity, run far away. The Federal Trade Commission reports “When you hear pitches that insist you act now, that guarantee big profits, that promise little or no financial risk, or that demand you send cash immediately, report them at ftc.gov”
Only Open Emails from Known Addresses
The average amount of spam mail a business email receives in a day is 13. That is 13 opportunities for a hacker to steal your information and even give your computer malware. To protect yourself from spam mail make sure you have a spam folder set up through your email account. Email services like Gmail, Outlook and Yahoo all have a spam folder automatically set up for those annoying emails. If your email provider doesn’t offer you one automatically follow these 3 steps to secure your finances
- Identify Spam: Spammers will often have weird email addresses and spelling mistakes. It’s simple, if the email address does not look familiar, do not open it.
- Prevent spam: Make your email address unscannable when you need to enter it in a website to register, ie. myemail[at]yahoo[dot]com
Block and Report Spam: Many email services have a one-click option for you to block a sender. It could either look like an exclamation point, a shield symbol with a X in the middle of it, or a right click option on that email to block sender.
Remember, there is no sure fire way to protect yourself from hackers. If you follow these tips and are smart about where you spend your money you can decrease your chances of having hackers stealing your information and your identity. Don’t forget to RSVP for BrightStar Credit Union’s newest financial presentation Fraud in Florida-Keeping your Money Safe beginning March 24. For dates and locations visit bscu.org/seminars