10 Reasons to Finance Your Vehicle with BrightStar
There are many advantages when it comes to having a credit union as your primary financial institution. Lower interest rates on loans, higher earnings on savings accounts and not to mention the personalized attention you receive from a community-based business.
As a not-for-profit business we offer lower rates on our auto loans, which means you will be paying much less than if you finance with a dealership. It’s important to do your research before you make such a huge decision, so why not discover benefits of financing your vehicle with BrightStar Credit Union.
- Earn Cash Back
You may qualify for a cash rebate just for re-financing your existing loan from elsewhere to BrightStar. Cash that can go towards paying down debts, home renovation, or your savings.
Now this is a great perk to have. Take a vacation from your loan payment. Members may qualify to “skip” up to 2 payments per loan account in a twelve month period. Does your other lender offer this benefit?
- Take a 90-Day Break
You may qualify to make no payments for up to 90 days on your new loan.
- Super Low Loan Rates
Save money with a lower interest rate from your Credit Union. Our loan rates often beat the competition. Consider this: Datatrac.com has certified that BrightStar’s auto loan interest rates are substantially lower than the average rates in South Florida. Plus, a recent Credit Union National Association (CUNA) report shows that credit union members save an average of $950* when they finance their auto loan with their credit union versus a bank.
- No Hidden Fees On Your Loan
No pre-payment penalties, just a straightforward loan with no gotchas.
- FREE Auto Advisors Service
Our Auto Advisors can locate your next new or used vehicle and eliminate the stress from the car buying process. We may be able to get you a better price and more for your trade-in. Tell us what vehicle you want, and we’ll do the rest.
- Save Even More Money
We offer lower pricing on GAP Insurance, Extended Vehicle Warranties and Payment Protection Plans. Some GAP policies cost $1,000 or more. BrightStar policies are as low as $499. Ask us for details.
- E-Sign Your Loan Documents
If you prefer, we may be able to close your loan online, saving you gas and time!
- Payments Made Easy
Easily make your payments online via automatic transfers from your BrightStar account, at a BrightStar branch, or at thousands of credit union shared branches nationwide.
- We’re Your Credit Union
We listen to your needs. Need a shorter term? Need a lower payment? We’re happy to discuss a variety of terms and options to suit your individual needs.
So stop by a branch, give us as a call at 954-486-2728, or apply online today at BSCU.org. Our loan officers are happy to answer any question you have.