Back-to-School Shopping Tips
As summer winds down, stores are already beginning the Back-to-School buzz. Is it the right time to buy school supplies? Here are some tips to help you budget and be a smarter consumer.
Go through the closets:
Before you make a list, it’s best to go through your closets and see if there are any items you could use for the upcoming school year. You may find a composition book, pens, pencils or even a binder or two. Take another look at items purchased last year. They may be able to last until Christmas time.
Make a list:
After going through the closet, create a list of what is needed. Decide what is needed instead of wanted. Remember to stick to the list so that you don’t go over budget.
Wait a little:
Waiting doesn’t seem to make sense as you go about shopping. Remember Sales Tax Holidays? Save money on larger more expensive items during the Sales Tax break. Also look out for promotions that may allow you to save even more green.
Do some research, there may be discounts, especially for college students. The Dollar Store could be a cheaper alternative for some items. Supplies such as paper or composition books may be cheaper if bought in bulk. Use coupons when possible.
Back-to-School shopping is also a great opportunity to teach your kids about being smart with money and making good financial decisions. Kids can will learn about recycling items and wants verses needs. Happy Shopping from BrightStar Credit Union!